At Mortgages Online we have access to almost every lender on the market. We are always expanding our list to help find the best possible deal for you. If going direct comes out as your best option, then that is what we will advise.
No is the simple answer. By completing the on-line factfind you are saving our advisers valuable time, which means we can waive any broker fee. This increased efficiency means that the fee we receive from your chosen lender is sufficient to fund our operation.
Please note: If we refer your case across to any associated company then a fee may be payable to them but this only applies to “complex cases” or Limited Company Buy to Let applications. Standard mortgages handled by Mortgages.Online are completely free to you, our customer.
Simple, it’s three easy steps:
1) You complete your details & our “real time” sourcing system will show you the best rate available for the details entered.
2) The fully completed factfind are forwarded to one of our professional Mortgage Advisers who review your information & supporting documentation before making their recommendation of the best mortgage to suit your needs.
3) Once you are happy with the selection, we’ll make the application for you & chase right through to completion.
Remember, we don’t receive payment from the lender until your mortgage completes so, it’s in our interest to ensure your application is successful.