Your Online Mortgage Broker.

The fast and simple way to find your perfect mortgage.

  • Safe & Secure

    Safe & Secure

  • No credit checks for initial quotes

  • Quotes in under 30 seconds

    Quotes in under 30 seconds


Simple steps.

  • Enter your details & see our best rate mortgage.
  • Have one of our professional advisers confirm the right mortgage for you.
  • Let us complete & submit your application.
  • We will constantly chase lenders & solicitors on your application
  • You’ll receive case updates at least once each week.

At Mortgages Online, we compare more than 12,000 mortgages, and we have access to almost every lender on the market. Once you have entered your details on our mortgage calculator, your information is passed onto one of our fully qualified mortgage advisers, who will review your personal details and provide you with advice on the mortgage that is right for your requirements and circumstances. And then, once you have selected your preferred mortgage deal, we will submit the application and manage the entire process on your behalf.

Why not get started today to see why online mortgage brokers like MO are the future.

Our service.

Online mortgage brokers are the future for finding mortgages. But, don't just take our word for it! Why not read our Trustpilot reviews to see what our previous customers have said about Mortgages Online.

Welcome to Mortgages.Online

Whether you’re a first-time buyer, remortgaging, or merely taking back control of your finances, finding a mortgage is a big financial decision. And, we understand that finding the right mortgage can be an overwhelming task. That's why, at MO, we make mortgages simpler. As a specialist online mortgage broker, we are able to offer our customers a quality service from mortgage application to completion. That's why, once you have made the decision to choose us as your online mortgage broker, your details are forwarded to our fully qualified mortgage advisors who will then review your details and provide impartial advice on what mortgage deal is right for your requirements. And, unlike a traditional broker or comparison site, we leave out all the jargon to help you choose the right mortgage deal for you.

Not only that, but once the right deal is chosen, we will submit the application on your behalf. Once the mortgage application is submitted, your case will then be passed on to our team of award-winning administrators who will oversee the mortgage process and chase your application at least once each week. Whilst at the same time ensuring that you are updated at every stage. The cost of all this support? Not a single penny.

If you are unsure about the different types of mortgages or would like us to help you with your mortgage application, then why not get started with our online mortgage calculator today to see why online mortgage brokers like MO are the future for finding the right mortgage deal.

Access to over 12000 mortgages.

At Mortgages Online we have access to almost every lender on the market. We are always expanding our list to help find the right mortgage for your needs. If going direct comes out as your best option, then that is what we will advise. We know how important it is to remove the stress from the mortgage application process, which is why we heavily focus on customer experience.

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How does it work?

Simple, it’s three easy steps:

1) You complete your details & our “real time” sourcing system will show you our best rate available for the details entered.

2) The fully completed factfind are forwarded to one of our professional Mortgage Advisers who review your information & supporting documentation before making their recommendation.

3) Once you are happy with the selection, we’ll make the application for you & chase right through to completion.

Remember, we don’t receive payment from the lender until your mortgage completes so, it’s in our interest to ensure your application is successful.

What is a Standard Variable Rate?

A Standard Variable Rate is a type of variable rate mortgage, which means that the total amount that you repay each month can change.

On a repayment mortgage, a slice of your monthly payment goes towards the interest that is charged by your lender. The other part goes towards repaying the money that you have borrowed.

If your lender raises its Standard Variable Rate and this is the type of mortgage you are on, your monthly repayments will increase as well. But, the additional amount that you pay will go towards the higher interest rather than the capital, so although your payments have gone up, you will not be paying off your mortgage quicker. If you’re on your lender’s Standard Variable Rate, you need to be happy with the risk of your mortgage payments going up if the rate changes and aware that theres a high chance you could get a better deal elsewhere.

I am a First Time Buyer. How do I get a mortgage?

Taking your very first steps onto the property ladder can be an exciting time, but with so much to think about, it can often become more of a daunting process. As a First Time Buyer, it is good practice to ensure that you go by the following criteria to give yourself the best chances of securing that mortgage.

1) Save a least 5% of the property value for the deposit
2) Improve your credit score
3) Register to vote
4) Receive regular income
5) Demonstrate you have sensible spending habits

How long does it take to get a mortgage/re-mortgage?

Applying for a mortgage involves providing some necessary information about your personal finances and the mortgage lender conducting a credit check and survey of the property.

In terms of acquiring a mortgage offer, there’s no rule over the amount of time that it takes, but you can expect to wait anything from 1 week to a month from application to mortgage offer. However, this will depend on whether the process goes smoothly, how complicated your situation and the lenders own turn around times.

As an online mortgage broker, we have removed the mundane components of the mortgage application process. This allows our professional mortgage advisors to concentrate on the most important parts of the process, the advice.

Mortgages Online

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Mortgages Online

We compare more than 12,000 mortgages from over 90 lenders

Mortgages Online

Get a quote in under 30 seconds

Mortgages made easy.

We make mortgage applications easier and pride ourselves on our professional and customer sentric approach to securing mortgages for our customers. We are online mortgage brokers. We are MO.

New Mortgage Remortgaging

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.