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How Can a Mortgage Advisor Help You Find a Mortgage?

The process of getting a mortgage is both exciting and stressful. You want to get the best deal possible, but if you’re not sure what to look out for it can be tricky. How do you know a good deal when you see one? Mortgages Online won’t only find the right mortgage for you, but we also provide professional mortgage advice to help you throughout the process.

We understand that getting a mortgage is one of the biggest financial commitments you will undertake. This is why most people like to seek advice before making any big decisions. That’s where we come in.

Mortgages Online can offer personalised mortgage advice from the comfort of your own home. Our expert advisors can help find the perfect deal in line with your financial situation. Not only will you be getting a deal that’s right for you, but it’ll help cut out the excess stress of hunting for one on your own.

What Is a Mortgage Broker and What Do They Do?

A mortgage broker is a financial advisor that specialises in mortgages. They are the go-between for mortgage lenders and mortgage borrowers and look at your financial situation to find a suitable mortgage for you.

They work directly with you to find out your personal circumstances, deciding the best mortgage for you and will then hunt down a deal that’s the perfect match for you. Whether you’re a first-time buyer or looking to remortgage, a mortgage broker can provide help and advice no matter your financial situation.

How Can They Help?

Using a mortgage advisor when looking for a mortgage can be helpful in many ways. From having access to plenty more deals than your bank, to offering professional mortgage advice to help you understand the process, mortgage brokers are the perfect stepping stone to obtaining your dream home.

It’s a mortgage advisor’s job to find a suitable mortgage deal for you. They are legally obliged to only recommend deals you will be able to afford, making sure you won’t struggle with the monthly repayments.

They Can Save You Time

Looking for a mortgage yourself can be very time consuming, especially if you’re not completely sure what you’re looking for. For those who don’t have this time to spare, the help from a mortgage advisor can speed up the mortgage process, allowing you to get on with your daily life.

It can take hours to find a deal suitable for you, so let a professional take care of that for you instead.

Industry Knowledge and Expertise

All UK mortgage brokers must be certified so you can rest assured that the expert you speak with is qualified. They will be able to use their industry knowledge and contacts to make sure you get the best and most suitable deal for your circumstances. And with their expertise, you can ask any questions throughout the process to help you understand the process fully, giving you confidence and helping you with future mortgages.

Mortgage advisors also help with the paperwork and your application. Completing paperwork can be very time consuming, and if you’re unsure what is needed from you this will only take longer. Having an expert there to walk you through the process won’t only speed things up, but it’ll help you feel more at ease. They will also check your documents and paperwork, meaning you’re less likely to get your application rejected for errors or faults.

Specialist Mortgage Advice

For those with special financial circumstances, getting advice from a professional can be very important. For those who are self-employed, have a bad credit history or have been rejected for a mortgage in the past, you’ll benefit a lot from speaking to a professional.

Not only will they have previous experience with situations like these, but they will also have a list of lenders who are used to dealing with these financial circumstances. This will save you time and potential mortgage rejections.

Access To More Lenders

Going straight to your bank for a mortgage could mean missing out on other great deals; your bank is unlikely to have access to as many offerings as a mortgage advisor. With access to an extensive network of lenders, you will have more choices available to you.

They Can Help You Save Money

Using a mortgage advisor can potentially result in saving some cash. By looking at your financial situation in depth, your broker will understand what you can afford and will look for deals that comply with that. Since they know the market better than you will, they’ll know what to look out for and what will be good for you financially.

They might be able to find you a mortgage with a cheaper interest rate and will take all fees into account.

Choose An Online Mortgage Advisor

To make things even simpler, online mortgage advisors can find the perfect mortgage deal for you whilst you chill out in the comfort of your own home. They’re available over the phone meetings or for virtual face-to-face chats at a time to suit you, but you can get your mortgage sorted however best suits you.

Our expert team at Mortgages Online are here to make the process easier for you, securing you that mortgage you’ve been dreaming of. If you would like to start your journey, try our mortgage calculator or get in touch with us directly by calling 03300 58 60 58 or emailing us at


Laura Waller

Laura Waller has been working in the mortgages industry since 2013, joining an independent brokerage in Essex. Laura has CeMAP 2 & 3 – Certificates in Mortgages Advice and Practice. Since then Laura oversees marketing for Mortgages Online, using her experience and expertise to write articles and blogs about mortgages and related topics.

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