young adult

26 Oct 2018

8 signs you’re a ‘Proper Adult’

Different people consider you to be ‘an adult’ at different ages. For buses you’re an adult over the age of 16, and thus must buy an adult ticket. For pubs, it’s when you can legally buy a drink at the age of 18. But for most of us, it’s when we have our lives sort of together. Whilst most people assume that when you hit 18, you become an adult, this isn’t the case. Little do they know that virtually no one has their life together at this age…

If you’re wondering if you ‘officially qualify’ as an adult yet, you’re in the right place. In this blog, MO are going to run through the 8 signs that signify if you may qualify as an ‘proper adult’. How many can you tick off?

1. You think 10pm is late

We all know the feeling. After a long day of work, preparing ourselves dinner and then sitting down for what feels like 5 minutes, we suddenly realise ‘it’s 10pm.’ The day has flown by and the evening has gone by even quicker, and you’re left heavy eyed and exhausted by 9:59. The answer to your exhaustion? Get into bed. You wonder how you used to be able to stay up into the early hours of the morning on nights out. Now, you couldn’t think of anything worse. This is step 1 of becoming a ‘proper adult’.

2. You have a monthly budget

Long gone are the days of wondering if your pay will last you till the end of the month or calling up the bank of mum and dad for a withdrawal. You’ll have your expenses each month meticulously planned out, everything from rent, food shopping, bills and even a recreational budget too.

3. You have savings

On top of being a top-notch budgeter, you’ve even managed to accumulate some savings. Whether you’ve been saving for a deposit on your mortgage or just saving for the sake of saving, a ‘proper adult’ knows that having some savings behind you can only be a good thing.

group of young adults

4. You iron your clothes

We’ve all been there. We’ve gone through the effort of washing our clothes, but do they really need an iron? As a ‘proper adult’ you’ll know the answer is yes… No longer do you hang your clothes up hoping for the creases to fall out easily. No, you’re a whizz with the iron and actually know how to use it…

5. You’ve moved out/want to move out

Whilst it’s nice to stay at mum and dads for a bit, it’s not ideal. You either have your own freedom or want it so badly that you’re ready to move out as soon as you’re able to. Because, whilst it’s all well and good being comfy at home, ‘proper adults’ realise that you don’t want to be there forever – and the smart ones will realise your parents won’t want you there forever just as much. You’ll either rent or be saving up to move out, but one thing is for sure, you’re excited to get your own space.

6. You’re becoming financially savvy

With your budgeting skills well intact, you’ll find that you’re being a lot smarter with your money. No more are you spending £15 on an Indian takeaway for yourself or getting a criminally expensive phone contact. Whilst you may treat yourself now and again, your money is being used in smarter ways like to be put into your house deposit pot.

7. You look at properties

Walking through the high-street used to be a quick experience, but now you’re slowing down and peering into estate agents’ windows. You walk down the street and look at ‘for sale’ signs a little more closely. And you’ve got Right Move as a saved tab on your browser… Part of adulting is wanting to own your own property, and you’re warming up to the idea more and more.

8. You’re looking into a mortgage

You’ve seen your dream home and thought, ‘yeah, it’s time’. You’ve got a good deposit behind you and are more than ready to move into your own space. You find yourself looking around for mortgage deals. Who do we know that can find you the right mortgage deal? Oh, wait – it’s us.

At Mortgages Online, we compare thousands of mortgage deals from hundreds of lenders, to find a mortgage that is right for you. It’s a personalised mortgage search, tailored to your situation – we only show mortgage deals that are right for you.

Ticked off one or more? Well congratulations! You’re a ‘proper adult’!

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Laura Waller.

Laura Waller has been working in the mortgages industry since 2013, joining an independent brokerage in Essex. Laura has CeMAP 2 & 3 – Certificates in Mortgages Advice and Practice. Since then Laura oversees marketing for Mortgages Online, using her experience and expertise to write articles and blogs about mortgages and related topics.

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