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31 Jan 2022

The Benefits of Using an Online Mortgage Advisor

Getting a mortgage can be a complicated process. You need something suited to your personal financial situation, but how do you know how much you can borrow? You don’t want to set yourself on a home you won’t be able to afford. That’s where online mortgage advisors come in.

You may think putting one of your biggest financial commitments in the hands of someone you’ll never meet might be risky, but they’re just as qualified as your typical in-person broker. They just simplify the process.

In this article, Mortgages Online will explain the benefits of choosing to go online instead of traditional when it comes to selecting a mortgage. From being flexible to a quick and easy way of finding out what you can afford, here’s why we think you should ditch the traditional route and choose us instead.

What Do Online Mortgage Advisors Do?

Firstly, you might be wondering what the role of an online mortgage advisor is. An online mortgage broker, like Mortgages Online, helps find the right mortgage for you from the comfort of your own home. Without the need for in-person meetings or long phone calls, using a mortgage advisor online is a flexible alternative to the traditional mortgage process.

It’s important to get mortgage advice of some sort, since mortgages are such a big financial commitment. Especially for those with special circumstances, or those who have never dealt with mortgages before, it can be difficult to understand what is available to you without the help from a professional.

A mortgage advisors main role includes:

-         Checking your finances to find a suitable mortgage you can afford.

-         Complete paperwork for you and check for any errors, making the process quicker.

-         Provide professional advice and recommend the right mortgage deals for you.

At Mortgages Online, we have a range of advisors ready and waiting to help get you on the property ladder, find the perfect deal for you, or to help sort out your remortgage. If you would like to get started, check out our mortgage calculator or give us a call.

Read more: How Do Online Mortgage Advisors Work?

The Benefits of Going Online

With pretty much everything available at the click of a button these days, it was only a matter of time before the mortgage industry caught up. And with this comes many benefits…

Less Time Consuming

Whether you’re thinking about looking for a mortgage yourself or booking a meeting with a mortgage broker in-person, both of these scenarios are likely to take longer than going through an online advisor. 

With online mortgage calculators, you can find all the basic information you require about what you can afford in a matter of seconds. This will help you understand the amount you’ll be able to borrow from a lender, saving a lot of time in the process and any false hopes.

The Future of Mortgages

Everything is centred around ease of use these days. From Deliveroo to next day delivery, consumers want things quickly and they want things easily. It’s clear that mortgages are heading this way, and with the global pandemic pressing the ‘fast forward’ button on things moving online, it’s safe to say that the internet will be a big part of the future of mortgages. So why not embrace it now?

More Options To Choose From

One of the best reasons for going online for a mortgage is the vast amount of options available to you. You can search to your heart's content online, and online advisors will have many more choices to choose from than a bank would. All the information you require will be at your digital fingertips.

24/7 Flexibility

Having the ability to log in whenever suits you, without booking meetings or phone calls, makes the mortgage process a lot more convenient to you with 24/7 flexibility. Of course, if you do require a phone or video call to speak to your advisor these can be arranged. Otherwise, if you’d prefer to keep it all online then using an online mortgage advisor is ideal for you.

Expert Advice

When looking for a new mortgage, speaking to a mortgage advisor who can provide expert advice and opinion is the best way to get yourself a good deal. 

Not only can they help you specifically to your financial situation, but they will also have access to a range of lenders that you won’t come across using your bank. And thanks to the growing popularity of online mortgage advisors, you can still get all of this help and information at a time that suits you, wherever you are in the world. 

Not getting mortgage advice is a huge financial risk. If you still want a great range of choices but would like to do so in your own time, online mortgage advisors like MO can help whenever it suits you.

If you’re interested in starting the online mortgage process, or you have any further questions about how it works, get in touch with the Mortgages Online team by calling 03300 58 60 58 or get right into it on our website.


Savannah Dewhirst

Savannah worked as Operations Manager for a financial adviser firm for 3 years before wanting a change and began working in the events industry as a Senior Account Manager organising group and corporate events.

She is now an integral part of the Client Services team and ready to progress in her career.

Outside of work, Savannah enjoys yoga classes, weekends with friends and likes fine dining and wine! She is also passionate about travel and tries to get to see a different place at every opportunity. 

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