How much can self-employed people borrow on a mortgage?

On the grounds that your mortgage application has been approved, the income details that you will provide to your mortgage provider will define the amount you'll be able to borrow. Generally speaking, it will be equal to between 4 and 5 times your provable income.

For example, if you want to buy a property for £200k and have a 20% deposit to put down, you’ll need to present a self-assessment income of £40,000.

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