I am a First Time Buyer. How do I get a mortgage?

Taking your very first steps onto the property ladder can be an exciting time, but with so much to think about, it can often become more of a daunting process. As a First Time Buyer, it is good practice to ensure that you go by the following criteria to give yourself the best chances of securing that mortgage.

1) Save a least 5% of the property value for the deposit
2) Improve your credit score
3) Register to vote
4) Receive regular income
5) Demonstrate you have sensible spending habits